"Paragon are brilliant, we've subsequently bought another house and arranged the mortgage through them. As new home owners, we were a bit in the dark, but we didn't have to do anything as they took care of everything!"
Ric van Zyl
Henley-on-Thames

Paragon Independent Financial Solutions Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register www.fsa.gov.uk/register/ under reference 150427.

The FSA do not regulate some forms of mortgage and Inheritance Tax Planning.

Mortgages & Protection

How Can We Help?

Richard CookMortgages can be a confusing subject for the uninformed. We can clarify the options available and, by understanding your circumstances and what you want to achieve, advise you on the best solution for your situation.

We can research the market to find the right product and lender for you.

We can help you with your application and then liaise with your lender to ensure a smooth transaction.

Protection is another important issue when arranging your mortgage. We can help you understand and choose the right mortgage protection arrangement, if any, for you.

Most people who purchase protection policies do so hoping they will never have to make a claim. They are actually comparing the consequences of:

  • Having cover and finding they do not need it;
  • Needing cover and finding they do not have it

We can also advise on other protection products which, can provide a lump sum, income or both:

  • To cover a mortgage liability
  • To compensate for lost earnings
  • To provide money for childminding

In addition we can advise on private health insurance.

Our role involves helping clients to identify the right product(s) for them, and achieve the right balance between the level of cover and the budget allocated.

Questions to consider when reviewing protection arrangements -

  • What events do I want to protect against?
  • How long do I want the cover for?
  • How much cover would I ideally like?
  • What is the lowest level of cover I am prepared to accept?
  • What budget am I prepared to allocate?

Your home may be repossessed if you do not keep up payments on your mortgage.

For mortgage advice you can choose how we are paid: a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.

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