Helping to realise what's possible

Pension Fund Projector

This calculator simply projects forward a planned single and or monthly premium, and highlights and quantifies any shortfall between the planned provision and the target. It only takes account of the pension figures that you choose to include.

Planned Single Premium :

Planned Monthly Premium :

Enter the number of complete years left to retirement :

Target Income :

Enter your expected annuity rate, eg 0.07 for 7%:

Projected Fund:

Projected Pension:

Projected Fund in real terms,(allowing for inflation):

Projected Pension in real terms :
Shortfall Fund :
Additional Single Premium required today to cover the shortfall at retirement :
Additional Level Monthly Premium starting today to cover the shortfall at retirement :

Calculator Notes

• An annual management charge of 1% is assumed, as per the initial stakeholder regime. Your actual charges may be different.
• Growth is fixed at 7% gross, inflation at 2.5%.
• If you have existing pensions funds for which you know the current value and/or contribution, you can include these.
• Target income is your ideal pension income in today's terms. The calculator ignores State Pensions, so bear in mind that these will add to your income.